Can I apply for a refund?
You can apply for a refund of part of the cost you paid for UHIP if, you make application before March 1, for one of the following reasons:
- withdraw from your academic program voluntarily or at the request of the university
- complete your academic program
- are not in regular attendance, as defined for the program in which you are enrolled
- if your family returns home before you.
For a primary member who has paid premiums for a single academic semester, the refund request must be made within 30 days of the cutoff date for withdrawing from a course without receiving a grade.
You can apply for a refund at any time for the following reasons:
- you become eligible for OHIP
- you are granted an exemption from UHIP coverage by the insurer.
To do so, complete a Request for Refund/Refund Appeal Form, and return it to the UHIP Administrator at your University.
Refunds are only available:
- for complete calendar months of coverage, beginning the first of the month following the date the UHIP insurer receives the Request for Refund/Refund Appeal Form
- for the current academic year only
Refunds are not available for scheduled breaks between terms, if that is the only period for which you are applying for a refund.
How is the refund calculated?
The annual premium you paid will be reduced by the monthly premium for each month that coverage was in effect while you were in Canada before the month in which the UHIP insurer receives the Request for Refund/Refund Appeal Form. The result will be the amount of the eligible refund.
If your refund request is denied or you don’t agree with the amount of the refund, you can appeal the decision. Contact the UHIP-UPA to obtain a copy of the Request for Refund/Refund Appeal Form. Submit the completed form to the UHIP-UPA, who will forward it to the UHIP insurer. The UHIP insurer reviews each case carefully and sends a response to the UHIP-UPA at your University, who forwards the decision to you.